NAME

Business::BalancedPayments - Balanced Payments API bindings

VERSION

version 1.0600

SYNOPSIS

use Business::BalancedPayments;

my $bp = Business::BalancedPayments->client(secret => 'abc123');

my $customer = $bp->create_customer;

my $card = $bp->create_card({
    card_number      => '5105105105105100',
    expiration_month => 12,
    expiration_year  => 2020,
    security_code    => 123,
});

$bp->add_card($card, customer => $customer);

DESCRIPTION

This module provides bindings for the Balanced API.

METHODS

The client methods documented here are for v1.1 of the Balanced API https://docs.balancedpayments.com/1.1/api. See Business::BalancedPayments::V10 for the v1.0 methods.

For the get_* methods, the $id param can be the id of the resource or a uri. For example, the following two lines are equivalent:

$bp->get_card('CC6J123');
$bp->get_card('/cards/CC6J123');

client

my $bp = Business::BalancedPayments->client(
    secret  => $secret,
    version => 1.1,     # optional, defaults to 1.1
    logger  => $logger, # optional
    retries => 3,       # optional
);

Returns a new Balanced client object. Parameters:

secret

Required. The Balanced Payments secret key for your account.

version

Optional. Defaults to '1.1'. The only supported versions currently are '1.0' and '1.1'. Note that version '1.0' was officially deprecated March 2014.

See WebService::Client for other supported parameters such as logger, retries, and timeout.

get_card

get_card($id)

Returns the card for the given id.

Example response:

{
  'id' => 'CC6J',
  'href' => '/cards/CC6J',
  'address' => {
    'city' => undef,
    'country_code' => undef,
    'line1' => undef,
    'line2' => undef,
    'postal_code' => undef,
    'state' => undef
  },
  'avs_postal_match' => undef,
  'avs_result' => undef,
  'avs_street_match' => undef,
  'bank_name' => 'BANK OF HAWAII',
  'brand' => 'MasterCard',
  'can_credit' => 0,
  'can_debit' => 1,
  'category' => 'other',
  'created_at' => '2014-09-21T05:55:17.564617Z',
  'cvv' => undef,
  'cvv_match' => undef,
  'cvv_result' => undef,
  'expiration_month' => 12,
  'expiration_year' => 2020,
  'fingerprint' => 'fc4c',
  'is_verified' => $VAR1->{'cards'}[0]{'can_debit'},
  'links' => { 'customer' => undef },
  'meta' => {},
  'name' => undef,
  'number' => 'xxxxxxxxxxxx5100',
  'type' => 'credit',
  'updated_at' => '2014-09-21T05:55:17.564619Z'
}

create_card

create_card($card)

Creates a card. Returns the card card that was created.

Example:

my $card = $bp->create_card({
    number           => '5105105105105100',
    expiration_month => 12,
    expiration_year  => 2020,
});

add_card

add_card($card, customer => $customer);

Associates a card with a customer. It expects a card hashref, such as one returned by "get_card", and a customer hashref, such as one returned by "get_customer". Returns the card.

Example:

my $customer = $bp->create_customer;
my $card = $bp->get_card($card_id);
$bp->add_card($card, customer => $customer);

get_customer

get_customer($id)

Returns the customer for the given id.

Example response:

{
  'address' => {
    'city' => undef,
    'country_code' => undef,
    'line1' => undef,
    'line2' => undef,
    'postal_code' => undef,
    'state' => undef
  },
  'business_name' => undef,
  'created_at' => '2014-10-02T07:59:26.311760Z',
  'dob_month' => undef,
  'dob_year' => undef,
  'ein' => undef,
  'email' => 'foo@bar.com',
  'href' => '/customers/CUe3pf7nX93sMvrd9qcC29W',
  'id' => 'CUe3pf7nX93sMvrd9qcC29W',
  'links' => {
    'destination' => undef,
    'source' => undef
  },
  'merchant_status' => 'no-match',
  'meta' => {},
  'name' => undef,
  'phone' => undef,
  'ssn_last4' => undef,
  'updated_at' => '2014-10-02T07:59:26.405946Z'
}

create_customer

create_customer($customer)

Creates a customer. A customer hashref is optional. Returns the customer.

Example:

$bp->create_customer({ name => 'Bob', email => 'bob@foo.com' });

update_customer

update_customer($customer)

Updates a customer. Returns the updated customer.

Example:

my $customer = $bp->get_customer($customer_id);
$customer->{email} = 'sue@foo.com';
$bp->update_customer($customer);

get_hold

get_hold($id)

Returns the card hold for the given id.

Example response:

{
  'amount' => 123,
  'created_at' => '2014-10-03T03:39:46.933465Z',
  'currency' => 'USD',
  'description' => undef,
  'expires_at' => '2014-10-10T03:39:47.051257Z',
  'failure_reason' => undef,
  'failure_reason_code' => undef,
  'href' => '/card_holds/HL7b0bw2Ooe6G3yad7dR1rRr',
  'id' => 'HL7b0bw2Ooe6G3yad7dR1rRr',
  'links' => {
    'card' => 'CC7af3NesZk2bYR5GxqLLmfe',
    'debit' => undef,
    'order' => undef
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'HL7JT-EWF-5CQ6',
  'updated_at' => '2014-10-03T03:39:47.094448Z',
  'voided_at' => undef
}

create_hold

create_hold($hold_data, card => $card)

Creates a card hold. The $hold_data hashref must contain an amount. The card param is a hashref such as one returned from "get_card". Returns the created hold.

capture_hold

capture_hold($hold, debit => $debit)

Captures a previously created card hold. This creates a debit. The $debit hashref is optional and can contain an amount. Any amount up to the amount of the hold may be captured. Returns the created debit.

Example:

my $hold = $bp->get_hold($hold_id);
my $debit = $bp->capture_hold(
    $hold,
    debit => {
        amount                  => 1000,
        description             => 'money for stuffs',
        appears_on_statement_as => 'ACME 123',
    }
);

void_hold

void_hold($hold)

Cancels the hold. Once voided, the hold can no longer be captured. Returns the voided hold.

Example:

my $hold = $bp->get_hold($hold_id);
my $voided_hold = $bp->void_hold($hold);

get_debit

get_debit($id)

Returns the debit for the given id.

Example response:

{
  'amount' => 123,
  'appears_on_statement_as' => 'BAL*Tilt.com',
  'created_at' => '2014-10-06T05:01:39.045336Z',
  'currency' => 'USD',
  'description' => undef,
  'failure_reason' => undef,
  'failure_reason_code' => undef,
  'href' => '/debits/WD6F5x4VpYx4hfB02tGIqNU1',
  'id' => 'WD6F5x4VpYx4hfB02tGIqNU1',
  'links' => {
    'card_hold' => 'HL6F4q5kJGxt1ftH8vgZZJkh',
    'customer' => undef,
    'dispute' => undef,
    'order' => undef,
    'source' => 'CC6DFWepK7eeL03cZ06Sb9Xf'
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'WAVD-B0K-R7TX',
  'updated_at' => '2014-10-06T05:01:39.542306Z'
}

create_debit

create_debit($debit, card => $card)
create_debit($debit, bank => $bank)

Debits a card or a bank. The $debit hashref must contain an amount. The card param is a hashref such as one returned from "get_card". The bank param is a hashref such as one returned from "get_bank_account". Returns the created debit.

Example:

my $card = $bp->get_card($card_id);
my $debit = $bp->create_debit({ amount => 123 }, card => $card);

refund_debit

refund_debit($debit)

Refunds a debit. Returnds the refund.

Example:

my $debit = $bp->get_debit($debit_id);
my $refund = $bp->refund_debit($debit);

Example response:

{
  'amount' => 123,
  'created_at' => '2014-10-06T04:57:44.959806Z',
  'currency' => 'USD',
  'description' => undef,
  'href' => '/refunds/RF2pO6Fz8breGs2TAIpfE2nr',
  'id' => 'RF2pO6Fz8breGs2TAIpfE2nr',
  'links' => {
    'debit' => 'WD2hQV9COFX0aPMSIzyeAuAg',
    'dispute' => undef,
    'order' => undef
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'RFRGL-EU1-A39B',
  'updated_at' => '2014-10-06T04:57:48.161218Z'
}

get_bank_account

get_bank_account($id)

Returns the bank account for the given id.

Example response:

{
  'account_number' => 'xxxxxxxx6789',
  'account_type' => 'checking',
  'address' => {
    'city' => undef,
    'country_code' => 'USA',
    'line1' => '123 Abc St',
    'line2' => undef,
    'postal_code' => '94103',
    'state' => undef
  },
  'bank_name' => '',
  'can_credit' => bless( do{\(my $o = 1)}, 'JSON::XS::Boolean' ),
  'can_debit' => bless( do{\(my $o = 0)}, 'JSON::XS::Boolean' ),
  'created_at' => '2014-10-06T06:40:14.649386Z',
  'fingerprint' => 'cc552495fc90556293db500b985bacc918d9fb4d37b42052adf64',
  'href' => '/bank_accounts/BA4TAWvO3d3J14i6BdjJUZsp',
  'id' => 'BA4TAWvO3d3J14i6BdjJUZsp',
  'links' => {
    'bank_account_verification' => undef,
    'customer' => undef
  },
  'meta' => {},
  'name' => 'Bob Smith',
  'routing_number' => '110000000',
  'updated_at' => '2014-10-06T06:40:14.649388Z'
}

create_bank_account

create_bank_account($bank)

Creates a bank account. Returns the bank account that was created.

Example:

my $bank = $bp->create_bank_account({
    account_number => '000123456789',
    acount_type    => 'checking',
    name           => 'Bob Smith',
    routing_number => '110000000',
    address => {
        line1       => '123 Abc St',
        postal_code => '94103',
    },
});

add_bank_account

add_bank_account($bank, customer => $customer)

Associates a bank account to the given customer. Returns the bank account.

Example:

my $bank = $bp->add_bank_account($bank_id);
my $customer = $bp->get_customer($customer_id);
$bank = $bp->add_bank_account($bank, customer => $customer);

get_credit

get_credit($id)

Returns the credit for the given id.

Example response:

{
  'amount' => 123,
  'appears_on_statement_as' => 'Tilt.com',
  'created_at' => '2014-10-06T06:52:00.522212Z',
  'currency' => 'USD',
  'description' => undef,
  'failure_reason' => undef,
  'failure_reason_code' => undef,
  'href' => '/credits/CR27ns5sg1FFgHsGy5VEhowd',
  'id' => 'CR27ns5sg1FFgHsGy5VEhowd',
  'links' => {
    'customer' => undef,
    'destination' => 'BA26JfFfg1vqrCoXPzSSxtKg',
    'order' => undef
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'CR4F7-4XQ-JLDG',
  'updated_at' => '2014-10-06T06:52:03.558485Z'
}

create_credit

create_credit($credit, bank_account => $bank)
create_credit($credit, card => $card)

Sends money to a bank account or a credit card. The $credit hashref must contain an amount. A bank_account or card param is required. Returns the created credit.

Example:

my $bank = $bp->get_bank_account($bank_account_id);
my $credit = $bp->create_credit({ amount => 123 }, bank_account => $bank);

get_bank_verification

get_bank_verification($id)

Gets a bank account verification.

Example response:

{
  'attempts' => 0,
  'attempts_remaining' => 3,
  'created_at' => '2014-10-06T08:01:59.972034Z',
  'deposit_status' => 'succeeded',
  'href' => '/verifications/BZnWun9Itq7FVtj1nludGjC',
  'id' => 'BZnWun9Itq7FVtj1nludGjC',
  'links' => {
    'bank_account' => 'BAdFCPv3GkIlXEWQrdTyIW9'
  },
  'meta' => {},
  'updated_at' => '2014-10-06T08:02:00.268756Z',
  'verification_status' => 'pending'
}

create_bank_verification

create_bank_verification(bank_account => $bank)

Create a new bank account verification. This initiates the process of sending micro deposits to the bank account which will be used to verify bank account ownership. A bank_account param is required. Returns the created bank account verification.

Example:

my $bank = $bp->get_bank_account($bank_account_id);
my $verification = $bp->create_bank_verification(bank_account => $bank);

confirm_bank_verification

confirm_bank_verification($verification,
    amount_1 => $amount_1, amount_2 => $amount_2);

Confirm the trial deposit amounts that were sent to the bank account. Returns the bank account verification.

Example:

my $ver = $bp->get_bank_account($bank_account_id);
$verification =
    $bp->confirm_bank_verification($ver, amount_1 => 1, amount_2 => 2);

get_disputes

get_disputes({
    $start_date => '2014-01-01T12:00:00',
    $end_date   => DateTime->now,
    $limit      => 10,
    $offset     => 0,
})

Lists all disputes (chargebacks). All of the parameters are optional and must be passed inside of a HashRef. The $start_date and $end_date parameters can either be DateTime objects, or ISO8601 formatted strings. The $limit and $offset parameters must be valid integers.

Example response:

{
    disputes => [
        {
            amount          => 6150,
            created_at      => '2013-12-06T02:05:13.656744Z',
            currency        => 'USD',
            href            => '/disputes/DT1234567890',
            id              => 'DT1234567890',
            initiated_at    => '2013-09-11T00:00:00Z',
            links           => {
                transaction => 'WD1234567890'
            },
            meta       => {},
            reason     => 'clerical',
            respond_by => '2013-10-15T00:00:00Z',
            status     => 'lost',
            updated_at => '2013-12-06T20:59:33.884181Z'
        },
        {
            amount          => 10250,
            created_at      => '2013-12-06T01:55:28.882064Z',
            currency        => 'USD',
            href            => '/disputes/DT0987654321',
            id              => 'DT0987654321',
            initiated_at    => '2013-08-28T00:00:00Z',
            links           => {
                transaction => 'WD0987654321'
            },
            meta       => {},
            reason     => 'clerical',
            respond_by => '2013-10-02T00:00:00Z',
            status     => 'lost',
            updated_at => '2013-12-06T21:04:11.158050Z'
        }
    ],
    links => {
        disputes.events      => '/disputes/{disputes.id}/events',
        disputes.transaction => '/resources/{disputes.transaction}',
    },
    meta {
        first    => '/disputes?limit=10&offset=0',
        href     => '/disputes?limit=10&offset=0',
        last     => '/disputes?limit=10&offset=300',
        limit    => 10,
        next     => '/disputes?limit=10&offset=10',
        offset   => 0,
        previous => undef,
        total    => 100
    }
}

get_dispute

get_dispute('DT1234567890')

Fetches a dispute (chargeback). The $id of the dispute is a required parameter.

Example response:

{
    amount          => 6150,
    created_at      => '2013-12-06T02:05:13.656744Z',
    currency        => 'USD',
    href            => '/disputes/DT1234567890',
    id              => 'DT1234567890',
    initiated_at    => '2013-09-11T00:00:00Z',
    links           => {
        transaction => 'WD1234567890'
    },
    meta       => {},
    reason     => 'clerical',
    respond_by => '2013-10-15T00:00:00Z',
    status     => 'lost',
    updated_at => '2013-12-06T20:59:33.884181Z'
}

AUTHORS

  • Ali Anari <ali@tilt.com>

  • Khaled Hussein <khaled@tilt.com>

  • Naveed Massjouni <naveed@tilt.com>

  • Al Newkirk <al@tilt.com>

  • Will Wolf <will@tilt.com>

COPYRIGHT AND LICENSE

This software is copyright (c) 2012 by Crowdtilt, Inc..

This is free software; you can redistribute it and/or modify it under the same terms as the Perl 5 programming language system itself.